Maker (MKR)

MKR is the governance and recapitalization token of MakerDAO, the Ethereum-based protocol that issues DAI, one of crypto’s oldest decentralized stablecoins. MKR holders vote on every risk parameter governing the protocol — collateral types, debt ceilings, stability fees, and emergency measures — while the token’s supply is deflationary by design: fees accumulated by the protocol are used to buy and burn MKR, reducing total supply when the system runs at a surplus.


Stat Value
Ticker MKR
Price $1,774.77
24h Change +0.6%
Max Supply 1.01M MKR
All-Time High $6,292.31
Contract (Ethereum) 0x9f8f...79a2
Contract (Energi) 0x0503...588d
Contract (Sora) 0x00ec...4c8f
Contract (Polygon Pos) 0x6f7c...f61d
Contract (Avalanche) 0x8812...2d42

via ChangeNow · T&CsPrice data from CoinGecko as of 2026-04-15. Not financial advice.

How It Works

MakerDAO operates a collateralized debt position (CDP) system: users lock approved collateral (ETH, wBTC, stablecoins, real-world assets) into Maker Vaults and draw DAI loans at a ratio set by governance. The system’s solvency depends on collateral value staying above the liquidation threshold.

MKR’s two critical functions:

  1. Governance: MKR holders vote on risk parameters — which assets can be collateral, their liquidation ratios, debt ceilings, and the DAI Savings Rate. Votes are weighted by MKR balance. Non-participation means your MKR is still counted (passively), so large holders have outsized influence.
  1. Recapitalization backstop: If Maker Vaults are liquidated and the auction proceeds don’t cover the outstanding DAI, the system generates a deficit (“bad debt”). To cover it, the protocol mints new MKR and auctions it for DAI — diluting existing holders. This backstop mechanism means MKR holders bear the ultimate risk of the system and are compensated by fee burns when it’s healthy.

Fee mechanics:

  • Users pay a stability fee (variable interest rate) to withdraw DAI from a Vault
  • These fees accumulate in the Maker Buffer
  • When the buffer exceeds a target, excess DAI is auctioned for MKR, which is immediately burned
  • Net effect: sustained protocol revenue → shrinking MKR supply → appreciation per token

Tokenomics

MKR launched with no hard supply cap. The initial supply was approximately 1,000,000 MKR. Supply since then has been shaped by two forces:

Event Impact on Supply
Stability fees burned Reduces supply ↓
Black Thursday (March 2020) deficits Required emergency MKR minting ↑
2021–2022 DeFi boom fees Large burn campaigns ↓
Endgame plan (2024) MKR → SKY migration at 1:24,000 ratio

Endgame migration (2024): MakerDAO’s “Endgame” rebranding plan introduced the SKY token as a replacement governance token at 1 MKR = 24,000 SKY. The protocol was rebranded to Sky with a new stablecoin USDS (replacing DAI). Legacy MKR remains valid and redeemable at the conversion ratio.

Use Cases

  • Governance voting — Every MKR token is a vote on risk parameters, liquidation penalties, oracle whitelists, and protocol upgrades
  • Stability backstop — MKR absorbs system losses through dilutive minting; holding MKR is implicitly insuring the protocol
  • Speculative exposure — MKR price reflects the market’s assessment of MakerDAO’s fee generation and risk management

History

  • 2015 — Rune Christensen begins MakerDAO development; early concept papers published
  • Dec 2017 — Single-collateral DAI (Sai) launches on Ethereum mainnet; only ETH as collateral
  • Nov 2019 — Multi-collateral DAI launches; DAI Savings Rate introduced; Sai deprecated
  • Mar 2020 — Black Thursday: ETH price crashes 50% in hours; ~$4M in bad debt; emergency MKR auction held to restore peg
  • 2021–2022 — MakerDAO expands collateral to include USDC, wBTC, Aave LP tokens, and — controversially — Real World Assets (US Treasury bonds via Monetalis Clydesdale)
  • 2023 — Endgame plan announced; MKR price rebounds to all-time highs above $4,000 as the protocol captures $100M+ annual revenue
  • 2024 — SKY/USDS brand migration begins; MKR→SKY conversion portal opens

Common Misconceptions

“MKR pays dividends.” MKR doesn’t pay dividends. The deflationary burn mechanism reduces supply, potentially increasing per-token value, but MKR holders receive no direct payments.

“DAI is decentralized.” The majority of DAI’s collateral is USDC and US Treasury bonds — centralized assets. True decentralization remains aspirational.

See Also